copycat panera bread broccoli & cheese soup

Ingredients

• 1 tablespoon butter, melted (for onions)
• 1/2 large onion, finely chopped
• 1/4 cup flour
• 1/4 cup butter, melted
• 2 cups half and half
• 2 cups chicken stock
• 1/2 pound fresh broccolli
• 1 cup carrots, finely chopped
• 1/4 teaspoon nutmeg
• - salt and pepper to taste
• 2 cups grated sharp cheddar cheese
• 4 - bread bowls