Heat the oil in a skillet over medium heat.
Add the garlic, beans and chili paste and heat until fragrant, about three minutes
Using a potato masher or fork, mash the beans.
Remove from the heat, add 2 tbsp. water and mash until somewhat smooth
Spread in a 2 qrt. glass casserole dish, or parfait bowl.
Scatter the cheese over the beans
Halve and pit the avacados:scoop out the flesh into a bowl and mash with a 1 tsp. salt and the lemon juice.
Spread the avocado over the cheese
Add a layer of pico de gallo
Pulse the yogurt with the scallions, cilantro in a blender or food processor. Spread over the avacado.
top with the lettuce.
top with Pico de Gallo and scallions
Serve with Whole Wheat chips