1Heat a medium sized frying pan; add the ground beef and sauté until the meat is cooked through; then set aside until you are ready to use.
Heat a large sauce pan (preferably cast iron) with the olive oil. Add the onion, bell pepper and garlic and sauté until the onion is transparent.
Add the diced tomatoes, drained beans, vinegar and the ground beef. Combine the spices in a small bowl and add to the beans.
Simmer on low for approximate 25 – 30 minutes.
Preheat Oven 325 degrees:
Place the cottage cheese in a food processor and process until smooth.
In a 9 x 9 pan place a layer of taco chips; top with a layer of cottage cheese, a layer of beans and finally the shredded cheese. Continue this process until the pan is filled, ending with the shredded cheese.