Preheat oven to 375. Combine the beef, stuffing mix, water, and garlic powder in a bowl. Press the meat mixture into a greased muffin tin. (12 meat loaves)
Make an indentation in each meat loaf (I use the teaspoon I used to measure the garlic powder). Squirt the ketchup in each indentation.
Bake for 30 minutes. Remove from oven and sprinkle the cheese on top of each meatloaf. Return to oven and bake another 5 minutes or until cheese is golden.
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