Use sharp knife to cut criss cross without cutting thru.
Mix 8oz soften cream cheese w/mustard & w/2tbls juice from peppers and garlic powder, spread between cut layers of bread, then take 1/4 cup chopped peppers sprinkle inbetween cut bread. Sprinkle with cheeses.
wrap in foil and bake 350 for 15min. Open foil to expose top of bread and bake additional 10min till cheese melted.