I used chocolate cake and marshmallow frosting. But any flavor combination would work.
Place crumbs in a bowl, frost cupcakes, dip frosted cupcake into crumbs. Cut fruit by the foot into 1 1/2" pieces, put a spot of frosting onto the back and stick to top of cupcake, put a spot of frosting onto back of teddy graham and place on fruit towel, stick an umbrella off to the side and Instant Cuteness!
I would also add blue frosting for water next I make these I think...