Warm Bean Dip

"This recipe for Warm Bean Dip is a real crowd pleaser with creamy refried bean mixed with cream cheese, sour cream, green chiles, taco seasoning and plenty of melted Monterey Jack and cheddar cheese. ..."

INGREDIENTS
1 (8 ounce) package cream cheese
2 (16 ounce) cans of refried beans
1 cup sour cream
1 taco Seasoning packet (either mild or hot)
1 can (7 ounces) chopped green chiles
1/8-1/4 teaspoon ground cayenne pepper (to taste)
2 cups shredded Monterey Jack cheese
2 cups shredded Cheddar cheese
1 cup diced tomatoes
1/2 cup sliced green onions
1 jalapeno thinly sliced
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