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Peel, and dice onion. Chop pepper. Add to hamburger along with garlic, salt and pepper, and cook. Peel, cube, and boil potatoes. Add hamburger to potatoes in soup pot. Add cream, milk, butter, and bacon drippings. Taste and adjust for seasoning. Simmer until hot and bubbly. Serve each bowl with a generous serving of grated cheese on top.