1Brown and drain meat, add only liquid from beans. reserve beans for later.
2Add remaining ingredients (except beans).
"float" jalapeno on top for a touch of heat, and added flavor. be careful not to break jalapenos during cooking and stirring, as this will cause more heat. For a bolder version, add 1/2 to a whole finely diced jalapeno.
3Cook on high for 20 minutes, stirring often, then reduce to simmer for 2 hours while stirring occasionally to prevent sticking/burning
4After 2 hours of simmering and stirring, stir in all the beans, if too thick, add small amounts of water (or v-8), and simmer another 15-20 minutes,
5Serve with any of the following;
shredded cheese, finely diced onion, dollop of sour cream, crackers, tabasco