creamy tex-mex grits

Ingredients

• 1 tablespoon olive oil
• 1/3 cup white onion, minced
• 1 clove garlic, peeled and minced
• 1/4 cup red bell pepper, diced small
• 1 medium tomato, diced (when tomatoes are out of season use canned)
• 1/2 tablespoon chili powder, add more if you want the grits spicier
• - salt, to taste (be careful how much you add because the cheese contains salt, too!)
• 2 cups milk
• 1 cup vegetable broth or water
• 3/4 cup quick-cooking grits
• 1/2 cup grated cheese ( i tested this recipe w/ equal amount of sharp white cheddar cheese, monterey jack and queso de oaxaca)
• GARNISHES:
• - fresh cilantro, minced
• - fresh chilies: jalapeno, habanero, etc., sliced