This dip is yummy and so versatile. You like heat? Add a jalapeño. You like black olives? Throw some on the top! Feel free to add whatever you like. It's also such a thick bean dip, it seems to feed a lot at a party.
Spread the refried beans into the bottom of a 9 x 13 cake pan. Layer the garbanzo beans next.
Sprinkle the chili powder and cumin on top. Next, layer the black beans, then the red onion and bell pepper.
Layer the sour cream next. Add the salsa on top of that. Next, layer the cheddar cheese. Sprinkle some black pepper on top of the cheese.
Sprinkle the diced tomatoes and green onion on top. Serve with tortilla chips or Fritos.
Last Step: Don't forget to share!
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