"These are quick and fairly healthy if made with low fat ingredients, add some rice if you want to stretch them farther or just go with basic bean and..."
INGREDIENTS
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1 (14 ounce) can refried beans (I use fat free)
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1 teaspoon chili powder or 1 teaspoon ground dried chile
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1/2 teaspoon ground cumin
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1/2 teaspoon dried oregano
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3 -5 dashes garlic powder
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hot sauce
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1 cup hot cooked rice (I usually omit) (optional)
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8 ounces cheddar cheese or 8 ounces monterey jack pepper cheese, shredded or thinly sliced (I use low fat)
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your favorite salsa
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1 package flour tortilla (10-in. The recipe usually uses 5 tortillas the way I make it)
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chopped tomato
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shredded lettuce
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sliced black olives
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sliced scallion
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sliced jalapeno
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sour cream
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guacamole