Quick and Easy Nachos

"These easy homemade nachos are a guaranteed crowd-pleaser loaded with crispy tortilla chips, savory ground beef, refried beans, fiery jalapeno peppers, and gooey melted cheese...."

INGREDIENTS
1 pound ground beef
1 onion (finely diced)
salt and pepper (to taste)
1 packet taco seasoning (to taste)
2 cups shredded Cheddar cheese
1 (16 oz) can refried beans
1 (14.5 oz) package tortilla chips
1 fresh jalapeno pepper (sliced)
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