"Make this in the morning, bake it that evening. A hearty entree. Our vegetarians can leave out the meat, with great results...."
INGREDIENTS
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1 lb lean ground beef
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1 (16 ounce) can refried beans
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3 teaspoons chili powder
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3 teaspoons oregano
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1 (8 ounce) package manicotti
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2 1/2 cups water
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16 ounces picante sauce
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16 ounces sour cream
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1 cup shredded monterey jack cheese
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1/4 cup sliced green onion
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1/4 cup sliced ripe olives