Peel and slice potatoes and carrots, boil until done.
Place halibut in a greased glass baking dish. Season the halibut with salt and pepper.
Put 1/2 cup grated cheese over fish.
Place potatoes and carrots evenly over fish.
Make the cream sauce using the butter, flour and milk. Melt butter in sauce pan, add flour to make rue. Add milk slowly to rue, stir until it comes to a boil and thickens.
Add onions to the sauce and pour over the fish and vegetables.
Sprinkle remaining cheese and bread crumbs over top.
Bake for 45 minutes at 325° F. Enjoy! Serves 8.
You can add shrimp or scallops to the fish for a richer dish, and serve on shell.
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