If using meat, brown ground beef, drain, and add taco seasoning with a 1/2 cup water. Cook until meat is flavored through.
Put meat in a large crock pot. Dump rest of ingredients in pot, stirring as you go. Turn it on high and cook for 4 hours or cook on low for 6-8 hours. Serve with cheese, extra onions and sour cream.
If not using meat, you can throw in diced zuccini, broccoli, cauliflower, or other kinds of beans to "meat" it up.
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