Mix all ingredients except mozzarella, thoroughly.
Form into a firmly packed football shape.
Make a deep lengthwise slit and stuff with mozzarella; close meat loaf firmly around cheese.
Heat oil in a large fry pan and brown meat loaf on all sides.
Gently lift out and place in simmering tomato sauce to cook slowly 30-45 minutes on low heat.
Serve sliced with pasta or rice.
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