Loaded Baked Tortilla Chips with Yogurt

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INGREDIENTS
24 large baked tortilla chips
2 teaspoons canola oil
1 onion, chopped
1 clove garlic, minced
1/2 teaspoon chili powder
1/2 cup canned black beans
12 cherry tomatoes, halved or quartered
2 teaspoons lemon juice
1/4 cup chopped fresh cilantro
Salt and pepper
1/2 cup shredded low-fat Cheddar
1/2 avocado, diced
1/2 cup reduced-fat Greek yogurt
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