Easy Cheesy Nachos (Ready in 30 Minutes!) - Spend With Pennies

"This homemade nachos recipe is loaded with taco beef, beans, fresh jalapenos, & melted cheese, served hot with salsa & sour cream!..."

INGREDIENTS
1 pound lean ground beef
2 tablespoons taco seasoning
⅓ cup water
⅔ cup black beans (drained and rinsed)
8 ounces tortilla chips
4 cups cheddar (shredded, and/or Monterey Jack cheese)
4 green onions (sliced and divided)
toppings as desired
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