"Note: I often substitute a can of refried beans for the Chili Starter beans. I season them with about a tsp of Cumin and/or some diced green chilies (canned)...."
INGREDIENTS
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1 (8 oz) block of Cream Cheese, softened 1 (15.5 oz) Can of Bushes Chili Starter Beans 1 Jar of Salsa (8-12 oz) 1- 1 1/2 Cups Grated Cheese of Choice (Cheddar, Colby Jack, etc...)