1boil on low for 3 hours 2 cans of the sweet condensed milk(be sure cans stay covered)remove from boil and cool in water
2mix milk with pudding mix/mix can of sweet condensed milk with softened creanm cheese/ then mix those together/ then add 1/2 of the shipped topping to mixture
3begin layer with cookies on bottom
next layer:1/2 pudding mixture
next layer: 2 bananas sliced
next layer:1 can cooked conensed milk (aka caramel)
final layer: 2 bananas/some cookies/shaved chocolate bar on top
4serve-eat-and bask in the praise of your creation!!