1Mix crushed cookie crumbs and butter; press onto bottom of 9 x 13" dish. Refrigerate until ready to use. Beat cream cheese, 1/4 c. sugar, and 2 T. milk in medium bowl with whisk until well blended. Stir in one cup Cool Whip; spread over crust. Top with sliced bananas.
2Beat pudding mixes and 3 1/4 cups milk with whisk for two minutes; spread over bananas. Let stand five minutes or until thickened; cover with remaining Cool Whip. Refrigerate four hours.
3Top with chopped nuts and sliced cherries (opt); can drizzle chocolate syrup over all, if desired, just before serving.