1Beat together sugars, cream cheese, and peanut butter, until well mixed.
2Spoon onto center of sheet of plastic wrap, pulling corners together, to form mixture into a ball. Freeze 1.5 hours.
3On a flat pan, scatter chips. Unwrap ball and roll it onto the chips, pressing them into the ball, if needed. Once it's covered w/the chips, place it on a serving tray and freeze, until time to serve.
4When ready to serve, add grahams and/or apple slices, along with a small knife. ENJOY!!