INGREDIENTS
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1 and 1/4 cups all-purpose flour
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1 teaspoon baking powder
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1/2 teaspoon baking soda
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1/2 teaspoon cinnamon
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pinch of nutmeg
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1 cup brown sugar, loosely packed
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1/2 cup oil
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1 large egg
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1 cup peeled, diced apples
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For the caramel filling:
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10 soft caramel candy squares
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2 and 1/2 tablespoons heavy cream