Heat oven to 375. Spray 18 muffin cups w/ cooking spray. In lg skillet, over med-high, brown ground turkey or beef. If using beef, drain fat.
Add taco seaoning and water called for on taco seasoning packet. Simmer for 5 mins. Place 1 wonton on bottom of each muffin cup. Place 1 tbsp beans in each cup, crush tortilla chips and place some on top of beans. Top w/ 1 tbsp meat and 1 tbsp cheese.
Repeat layers: wonton, beans, chips, taco meat and cheese. Bake 15 mins. Top w/ some tomatoes, onions and sour cream.