In large skillet,slightly brown kielbasi. Then add onions, carrots, celery cook until tender,stirring occasionally. In Large Stock Pot ,Stir in broth,beans and chopped tomatoes Kielbasi, onions , carrots, celery and bay leaf cover and bring to a boil. Reduce to simmer for 25 to 30 minutes.Or let simmer longer and mash some of the beans with a large spoon to help thicken soup.Add pepper to taste, discard bay leaf. Serve with chunks of fresh crusty bread. Makes about 6 sevings.