Brown ground turkey, season with taco seasoning. In 8x11.5 baking dish add in order refried beans, sour cream, browned ground turkey, salsa and cheese. Top with small drained can of black olives (opt). Bake at 350 for 30 min or until cheese is melted and bubbling.
Adjust amount of cheese and style of salsa to taste. Serve warm with tortilla chips of choice.