This is a traditional family recipe originated by my grandmother, Ebbye. Ebbye was a career woman, ahead of her time, but her culinary skills were limited to a few simple, tried and true recipes. We actually refer to this as Ebbye Special. It doesn't get much simpler, easier, or tastier. And it's not chili because in Texas, real chili never has beans!
Brown meat, stirring to break up. Drain or spoon off fat.
Add beans, undrained. Add just enough water to allow blending and bring to gentle simmer to heat beans through without scorching. It should not be soupy.
When a simmer is reached, add ketchup, stir, and serve. We always had bread and butter to go with this, but tortillas are good too. You can dress it up with cheese, chopped onion and/or peppers; but we never really thought it needed it!