I wanted something rich and creamy for a group I was hosting. This is what I came up with after looking at several different recipes. I hope you enjoy it as much as everyone I have served it to does. It will also work well as a coconut or pineapple pudding recipe.
Blend together the condensed milk, water, and milk set to the side.
Pour the 3 boxes of pudding into a large mixing bowl. Add the milk mixture and blend well. When the pudding mixture thickens blend in the whipped topping. Make sure it is mixed together completely.
Layer the bottom of a 9 x 12 baking dish with the vanilla wafers. Put a slice of banana on top of each cookie. Pour 1/2 of the pudding over the cookies and bananas spreading evenly. Make another layer of cookies and bananas on top of the pudding and pour the rest of the pudding on top and spread evenly. Small swirls or peaks can be made.
Crush a few of the Vanilla wafers and sprinkle on top for eye appeal.