Preaheat oven to 350 degrees. Place paper muffin cups in muffin tin.
In medium bowl, place oats and milk. Let stand for 30 minutes.
Stir brown sugar, oil and egg into soaked oats.
Combine flour, baking powder and salt. Stir into oat mixture just until blended. Do not overmix.
Spoon half the batter into the paper lined muffin cups. Place 1/12th of the cream cheese into the center of batter in each cup. Top with remaining batter, making sure cream cheese is covered with batter.
Combine brown sugar and oats to make topping. Sprinkle some on each muffin. Bake for about 20 minutes or until centers are set.
Remove muffins from pan and cool on rack. SO GOOD TO EAT WARM!