Preheat your oven to 350 degrees. In a 1 1/2 qt. casserole dish, mix together the soups, rice, onion soup mix, and water. Brown your ground beef, onion, and garlic. Drain. Mix your meat in with your soups and rice until blended.
Cover and bake for 45 minutes. Give a quick stir, leave cover off and bake for another 15 minutes. Will be a little thin. Let it sit for about 5 minutes to thicken up before serving.