Preheat oven to 350f. Brown ground beef in medium sauce pan. Drain grease. Mix in taco seasoning. Then stir in 1/4 cup of salsa.
Spread refried beans on one side of each tortilla. Go as heavy or as light as you want, depending on your family's taste.
In a 2 qt rectangular or square baking dish, add a small amount of meat mixture on the bottom and spread around. Then start layering starting with 3 bean covered tortillas on top, bean side down (they will overlap to fit). Then half of the meat mixture, half of the cheese, 3 bean tortillas, 1/2 cup salsa, rest of meat mixture, some taco sauce, and the rest of the cheese.
Bake uncovered for 20 minutes or until melted and bubbly. Serve with toppings such as sour cream, jalapeño, guacamole, etc. Enjoy!!