1Preheat oven to 375^. Spray 12 muffin cups with cooking spray.Set aside.
2Brown beef or turkey in a hot skillet and drain any fat. Add the taco seasoning mix and 2/3 cup water; simmer for 4 minutes. Set aside.
In a medium bowl mix the bisquick and 1/2 cup liquid until blended. The mixture will be thick like pizza dough.
3Press 1 to 2 Tablespoons of dough into bottom of each muffin cup and press slightly up sides.
Spoon an equal amount of meat mixture in each cup then your choice of beans ( I like to use pinto beans or refried beans) equally in each.
4Bake for 8 minutes and remove from oven. Sprinkle cheese equally among the cups and continue to bake for 2 more minutes or until cheese has melted.
Remove from muffin tin after 3 minutes and garnish with your favorite toppings.