Break up meat while while frying in skillet over medium heat. Add the chopped onions, and minced garlic. Saute til onions are soft and meat is brown. Drain off fat and set aside.
Put the tomato sauce, water, chopped tomatoes, chopped parsley, chili powder, oregano, ground cumin, canned kidney or pinto beans and salt and pepper and the meat mixture in a pot. mix well, bring to a boil.Reduce heat simmer uncovered 1 hour til thick but still moist. Stir occasionally. Sprinkle on shredded cheddar cheese and chopped onions for added flavor;. Try over white rice or on hot dogs.