This is a nice dessert for Christmas with its red & green fruit, but it can be enjoyed anytime of the year. I have made this using white chocolate or cheesecake instant pudding. Both, equally good. I also have cheated and bought a chocolate loaf cake and cut that up instead of baking a cake. I'm all for saving time!
Using (2) 9-inch round cake pans, bake cakes according to package directions; cool & cut 1 cake into 1-inch pieces; freeze other cake for future use.
In a medium size bowl, combine sweetened condensed milk and water; stir.
Add pudding mixes; beat until blended; Chill for 5 minutes.
Fold whipped cream into pudding mix.
In a trifle bowl, layer ingredients as follows: 2 cups pudding (spread, covering bottom of bowl), cake cubes (covering pudding), sprinkle with 1 tablespoons orange juice, top with 1 cup sliced strawberries, 1/2 cup raspberries and 1/3 cup sliced kiwis.
Repeat once again and top with pudding.
Garnish with extra fruit and/or chocolate curls or sprinkle with cocoa powder.