Preheat oven to 350, lightly grease pans, Add all the ingredients in order given except for the chocolate chips and blend well with mixer on medium speed. Stir in Chocolate chips. You can use between 1-2 cups. (but since I love chocolate I always use more!)
This recipe will make approx 3 full size loaves or 5-6 small loaves. Bake full size at 350 for 50-60 mins. Smaller loaves take about 30-35 until toothpick is clean after inserting.