Combine flour, sugar, cinnamon, baking powder and salt in bowl.
Mix together liquid ingredients and beat into dry mixture until smooth.
Fold in chocolate chips.
Pour 1/4 cup batter for each pancake onto hot griddle.
Turn pancakes when tops are covered with bubbles and edges look dry (1 minute).
Turn and cook for additional 1 minute.
Serve with pancake syrup.
Makes 10 to 12 pancakes.