I got this from a former co-worker over 20 years ago. It is a huge hit each and every time I make it. You can make all kinds of changes/additions to make it your own. Add a layer of guacamole or change the meat to refried beans for the vegans. Use ground turkey/chicken for the heart healthy. Use the hot taco seasoning if you like more heat. subtract the jalapenos if you want less.Serve with chips.