Mix all ingredients in a medium bowl until blended. Put into an oven proof serving dish- I use a one quart dish.
Bake at 350 for 20-45 minutes. The baking time depends on how "gooey" you want the dip. 25 makes it warm and firm, up to 45 makes it very cheesy and gooey. I have also served this room temperature and it tastes great, but no melted cheese.
Serve with tortilla chips, pita chips or bread slices. Store leftovers in aright container in refrigerator.